Am I underpaid? Here is how to find out for sure
Most people asking "am I underpaid?" are working from a rumor, a friend's offer, or a number on a job board that may not reflect their state or their years in the role. The problem is not that pay data does not exist. It is that the good data is buried in government spreadsheets that were never built to answer a personal question.
This tool does the translation for you. You give it your job title, your state, and your current salary. It places you on the US wage distribution for your occupation, drawn from U.S. Bureau of Labor Statistics data, and tells you in plain language where you stand. You will see the median for your field, the 75th percentile, and the exact size of the gap in dollars. No guessing, no jargon.
Being underpaid is not a character flaw and it is not always obvious. Two people with the same title in the same city can be tens of thousands of dollars apart, and neither of them may know it. The point of a benchmark is to replace the feeling with a figure you can act on.
Pin down your occupation
Pay tracks the occupation, not the job title on your business card. Match yourself to the closest standard role so you are compared to the right group of people.
Read the distribution
One average hides everything that matters. Look at the whole spread for your state, from the 10th percentile to the 90th, and find where your salary actually sits.
Read the gap honestly
Below the median with years of experience is a fair reason to act. Near the top is worth knowing too. The number is a starting point for a conversation, not a verdict on you.
What your percentile actually means
A percentile is a simple idea. If you sit at the 60th percentile, you earn more than roughly 60 out of every 100 people in your occupation and state. The 50th percentile is the median, the true middle of the pack. The 25th and 75th mark the edges of the broad middle, and the 10th and 90th describe the bottom and top of what is commonly paid. Underpayment tends to show up as a salary stuck below the 25th percentile for someone who is well past their first years in the field.
We show the curve rather than a single number because the shape carries the story. A tight, tall curve means most people earn close to the same wage and there is little room to move. A wide, flat curve means the same title pays very differently depending on employer, specialty, and negotiation, which is exactly where knowing your number pays off. Once you know it, the natural follow-up is what a specific raise would change: the pay raise calculator translates any percent or offer into per-paycheck terms. If your role is paid hourly, hours move the annual figure as much as the rate does, and the overtime pay calculator shows what the long weeks are worth. For the premium rate on its own, the time and a half calculator converts any wage in one step. Pay is only half the package: the PTO accrual calculator puts a number on the time off, and the commute cost calculator deducts what getting there costs.
Is $60,000 a good salary?
It depends on the job, and there is a straight way to show that rather than an opinion. We counted every occupation the BLS tracks and asked how many pay a median below each figure. At $50,000 you out-earn the median worker in 272 of 825 occupations, covering 50.0% of the 155.4 million jobs in the dataset. At $100,000 it is 687 occupations and 85.0%.
This is a count, not a model. Nobody can honestly quote you one national percentile, because the BLS publishes percentiles per occupation rather than a single distribution for everybody, and stitching them together means inventing the ends it declined to publish. Counting medians needs no such invention.
| Annual salary | Occupations paying less at the median | Share of tracked jobs |
|---|---|---|
| $30,000 | 0 of 825 | 0.0% |
| $40,000 | 98 of 825 | 27.2% |
| $50,000 | 272 of 825 | 50.0% |
| $60,000 | 396 of 825 | 58.3% |
| $70,000 | 512 of 825 | 69.8% |
| $80,000 | 605 of 825 | 78.0% |
| $100,000 | 687 of 825 | 85.0% |
| $125,000 | 755 of 825 | 93.6% |
| $150,000 | 789 of 825 | 97.1% |
| $200,000 | 801 of 825 | 99.2% |
What percentile is my salary in my occupation?
This is the question that actually has an answer, and it is the one the calculator above settles. The same salary sits in completely different places depending on the work: $60,000 is near the top of the range for a cashier and below the bottom of it for a registered nurse. A national figure would hide exactly the thing you need to know.
Here are the 12 occupations employing the most people in the country, with the pay published at each point in their distribution. Find yours, or something near it, and read across.
| Occupation | 10th | 25th | Median | 75th | 90th |
|---|---|---|---|---|---|
| Home Health and Personal Care Aides | $27,040 | $31,920 | $35,800 | $39,470 | $45,040 |
| Retail Salespersons | $27,210 | $29,900 | $35,410 | $38,670 | $47,890 |
| Fast Food and Counter Workers | $22,840 | $27,700 | $31,200 | $36,070 | $42,650 |
| General and Operations Managers | $50,090 | $72,320 | $105,770 | $167,280 | $239,200+ |
| Registered Nurses | $68,940 | $80,330 | $97,550 | $112,350 | $137,470 |
| Cashiers | $24,530 | $28,720 | $32,880 | $36,330 | $40,410 |
| Laborers and Freight, Stock, and Material Movers, Hand | $31,270 | $36,090 | $40,240 | $46,920 | $55,140 |
| Stockers and Order Fillers | $30,110 | $34,450 | $37,330 | $44,650 | $49,260 |
| Customer Service Representatives | $31,750 | $36,870 | $44,770 | $51,780 | $63,590 |
| Office Clerks, General | $30,310 | $36,350 | $45,010 | $54,300 | $64,680 |
| Waiters and Waitresses | $18,100 | $27,750 | $35,230 | $47,110 | $64,720 |
| Janitors and Cleaners, Except Maids and Housekeeping Cleaners | $28,640 | $32,240 | $36,840 | $44,060 | $50,270 |
Why we use government wage data
The wages here come from the U.S. Bureau of Labor Statistics, the same source cited by economists and national newsrooms. It covers wage and salary workers across the country and reports pay at set points in the distribution for each occupation and state. It has hard limits, which we state plainly on every result: it excludes the self-employed, it reports base wages rather than total compensation, and the very top of the range is censored. We would rather show you an honest number with its edges marked than a confident number you cannot trust.
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Frequently asked questions
Straight answers to what people ask before they trust a pay number.
Your pay reflects your occupation, not your ceiling. Knowing the number is the first honest step.
Take the free career quiz nowFor information and inspiration only. This tool is not financial, tax, legal, or career advice, and MyPassion.AI accepts no liability for decisions made using it. Every figure and template is an estimate that can differ from your circumstances, so confirm anything important with a qualified professional such as an accountant or career advisor before you act. Use of this tool and its content is subject to our Terms of Service.